General Liability Insurance
General Liability Insurance in NH & ME
General liability insurance is your operation’s first line of defense against the unexpected. Assessing your exposure to risk from accidents, errors and employee misconduct is a challenging task. When considering all of your insurance options, and attempting to meet the rigors of business ownership, it can be easy to become overwhelmed and confused. Fortunately, our Dover agency offers a free assessment as part of a business insurance consult.
At RW Insurance, we serve small businesses, professional organizations and corporate operations throughout the New Hampshire coast and southern Maine, including those in Somersworth, Rochester, Barrington, Newington, Durham, Newmarket, Milton, Rollinsford and Madbury. An independent agency in business since 1920, we have the knowledge and relationships needed to help you choose a general liability policy that protects you against a wide range of situations and losses:
- Employee errors
- Accidents on your property
- Injuries to customers
- Damage to a customer’s property
- Accidents involving business vehicles
- Theft of personal data
In many of these cases, you may be held liable for any damages resulting from the incident in question. The costs resulting from these events can be extreme, and may include repairs to customer property, financial expenses resulting from the theft of data and even injuries suffered by a customer or other party.
By adding general liability insurance to your coverage plan, you may be able to reduce or limit your exposure and financial liability in the event of an accident or loss, in turn helping your business stay on track towards success.
Experienced Advice on Business Liability Insurance Options
With decades of combined experience and an extensive knowledge of available general liability insurance plans, our agents offer advice on a wide range of coverage options that may benefit your business:
- Professional liability
- Directors and officers liability (D&O insurance)
- Errors and omissions (E&O insurance)
- Cyber liability and data protection policies
- Business umbrella coverage
- Commercial property liability
To help you choose the policy or policies that best fit your needs, our agents will conduct a thorough review of your business before offering advice on available options that offer you the most benefit.