by loudcanvas | Dec 30, 2013 | Personal Insurance
Since the opening of the state and federal health insurance marketplace on October 1, 2013, you have probably been hearing a lot about “grandfathered” health plans. While chaos surrounds the Healthcare.gov website making enrollment difficult, many consumers are also...
by loudcanvas | Dec 4, 2013 | Health Insurance
The Affordable Care Act (ACA) requires individuals and small group health plans to offer a package of covered services called essential health benefits. These services must be covered by plans both in and out of the government-run health insurance marketplace. If a...
by loudcanvas | Dec 2, 2013 | Personal Insurance
The individual mandate within the Affordable Care Act requires that beginning in 2014, individuals are required to have health insurance or pay a fine. But what if you can’t afford to buy coverage? As we have seen in the news the last few weeks, even the least...